Description
How Declining Interest Rates Will Impact Your Business
With inflation largely under control and the tariff deals winding up, interest rates are poised to begin their long-anticipated decline to lower levels soon. This will change EVERYTHING for real estate markets as the combination of a healthy economy with reasonable interest rates will unleash increased transaction volumes across the entire real estate economy. All of this points to more prosperous times for the housing market as improved homeownership affordability will push listing and sales activity higher.
Jeffrey Otteau has prepared this essential briefing to explore the latest trends affecting the New Jersey housing market and what to expect as interest rates go lower and we get ready to turn the corner into the 2026 Spring Market. Join us on this guided tour as he provides his forecast of where the market is heading so you can prepare your clients for what lies ahead and maximize your success!
Here is a sample of the essential information you will learn about:
- Housing Report: While elevated interest rates have caused the number of home sales to decline by about half, that will change as interest rates start falling. This comprehensive roundup will take a look at where the housing market is heading in the 2nd half of 2025 all the way down to the local submarket level.
- Lower Mortgage Rates are Around the Corner: While the steep decline in inflation from 9% to 2.7% would typically trigger steady interest rate cuts, the Federal Reserve has adopted a ‘wait & see’ approach due to the economic uncertainty of Tariffs and tensions in the Middle East. But now that those risks have largely faded, rates should begin to fall. Find out the latest projections for where interest rates are heading and what it means for the New Jersey housing market in the 2nd half of 2025.
- Housing Prices: ‘How much is my home worth’ is the most asked question in real estate, which is why understanding where prices are today, and where they will be in the future, is something you absolutely need to know. Find out the latest home price trends down to the submarket level so you can accurately set expectations for buyers and sellers.
- Forward CMA Guidance: Home prices are now declining across most of the country, but not here in New Jersey….for now at least. Understanding how to prepare an accurate CMA is the single most valuable tool for Realtors® to achieve marketing success. This segment will provide you with updated guidance on CMA preparation as we get ready to transition to a more balanced market where buyers wield more control on the negotiation process.
- Market Forecast –Where do we go from here? How much will interest rates fall? Will home prices continue to rise or is a correction phase looming? We will provide you with answers to these trending topics as well as what to expect for the New Jersey housing market in the coming months and years.
